Drafts, not sends
Messages to borrowers and lenders wait for your approval.
Clara knows every deal.
The AI assistant for mortgage brokers. Every call, email, and document on every deal, understood and ready wherever you are.
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Maya ThompsonDocuments
$625,000 · Refinance · Toronto
CAsk Clara about this deal
OverviewDetailsDocumentsLendersActivity
What needs you
- Confirm the property valueApplication says $950,000; the appraisal says $900,000.Appraisal.pdf · p. 3
- Property tax statement not receivedMaya said she would send it by Friday.Call · Sep 22
- Follow-up to Maya is readyDraft asking for the tax statement. Not sent.Review draft
Overview
Maya is refinancing an owner-occupied Toronto property. Income is verified from her T4 and employment letter. The property value needs your decision before the lender package.
ApplicationT4 2025Email · Sep 23
Lender direction
Two lenders fit at 69% loan-to-value. One needs the rent roll before submission.
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How Clara works
The context layer for every deal.
Every call, email, text, and document flows into one living record of the deal. Clara reads it, keeps it current, and turns it into work you can act on.
- CallMaya Thompson · 6 min“I’ll send the tax statement by Friday.”
- EmailAppraisal deskReport for 12 Birch Ave attached
- TextMaya Thompson“Sending it tonight.”
- DocumentAppraisal.pdfAppraised value $900,000
- LenderLender CBridge criteria updated
Deal12 Birch AveRefinance · $625,000
- Income verified
- Value needs a decision
- 1 document outstanding
- AnswerTwo things are still openWith the source for each
- DraftFollow-up to MayaReady for your review
- Lender fit2 possible fits1 needs an exception
- ReminderTax statement from MayaFriday, 10:00 AM
Illustrative example. Fictional information.
Prepare
Hand off the work. Keep the judgment.
Ask in plain language. Clara reads the file, does the research, and brings back work you can review, edit, and approve.
What’s missing before Maya’s file goes to lenders?
Checked 14 documents and 5 conversations
- Income: T4 and employment letter match
- ID and consent on file
- Appraisal is $50,000 below the stated value
- 2026 property tax statement not received
Which lenders fit a $2.4M bridge on the Hamilton mixed-use, 65% LTV, 12 months?
Compared the file with 18 lender profiles
Lender C · MICPossible fit
Lender A · PrivatePossible fit
Lender B · Credit unionNeeds exception
Lender D · BankOutside policy
Draft a note to Maya asking for the tax statement.
Hi Maya,
Thanks for the call on Tuesday. The last thing we need before sending your file to lenders is your 2026 property tax statement. A photo or PDF is fine.
Thanks,
Prepare the lender summary for the Hamilton file.
Created 2 files from the deal record
W
Hamilton mixed-use: lender summary.docxBorrower, property, request, and exit
X
Hamilton mixed-use: rent roll.xlsxUnits, rents, and income
Review, then save to the deal.
Illustrative examples. Fictional information.
Control
You stay in control.
Clara prepares the work. Licensed professionals review consequential actions and decide what happens next.
Every answer shows its source
Findings link back to the document, email, or call they came from.
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Deal data stored on a device is encrypted, and a lost device can be cut off.
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Built on live files at Open Financial.
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