Choose your client
ChatGPT
Find Clara Mortgage Assistant in the ChatGPT plugin directory and add it to a conversation.
Claude
The Connect button opens Claude's official custom-connector form with Clara's name and endpoint prefilled. Review and confirm the values in Claude.
Other compatible MCP clients
Add the following public Streamable HTTP endpoint. No Clara account, API key, or authentication credential is required.
https://mcp.claratech.ai/mcp
What it calculates
- Canadian fixed-rate mortgage scenario comparisons.
- B-20 qualification payments and user-supplied GDS/TDS scenarios.
- GDS, TDS, LTV, and CLTV from explicit numeric totals.
- Common prepayment-penalty methods with assumptions and warnings.
Privacy and safe use
Use non-identifying numeric scenarios only. Do not provide names, addresses, documents, credentials, government identifiers, account numbers, complete chat transcripts, or other borrower information.
Clara processes calculation inputs transiently. The calculation service does not store tool inputs or results in its application database or application logs. Your chosen AI or MCP client may separately process your conversation under its own terms.
Clara does not approve borrowers, recommend lenders or products, retrieve accounts or documents, supply current market rates, or submit applications. Results are informational calculation aids, not financial, lending, legal, or underwriting advice.